Review Of The Best Credit Cards For 2021

2021 credit cards
We help borrowers find the latest credit card offers from major card companies (Chase, Citi, Barclay, Amex) and more. Whether you’re looking for the top credit card for travel rewards, cash back or a balance transfer, we can help you find a deal that is right for you! Banks are offering amazing credit card deals in 2021, that include 0% on balance transfers for 12 months plus, giving you the opportunity to have no interest payments through 2021!

top 2021 credit card offers best credit card reviewed in 2021

Follow These Tips and Review Top Promotional Cards – Cash Back – Rewards – 0% Deals for 2021

Updated March, 2021

Credits cards can vary dependent on the card type, the rewards, and the features. Once you have a card you normally just stick with that card and when searching people tend to go straight with their bank without shopping around. However, because each card can be different it’s definitely worth comparing and finding the best one for you. With so many leading card companies like Discover, Bank of America, Amex, Capital One, Chase and Citi offering a range of different features and rewards it can sometimes be difficult to know which option it the best for you.

Let’s have a look at some tips that will help you to find the top credit cards in 2021:

Interest Rate

Each credit card will vary with interest rates. It can be seen as one of the most important features. Interest rates can range widely so it’s a good idea to make sure you’re aware of the rate you’re getting when you apply, you need to also be aware that the rate can change during the time you have the card. 0% balance transfer cards, for example, may have a limited amount of time that you will have 0%APR and will eventually rise to a higher rate of interest. There is nothing wrong with switching credit cards and making use of the 0% APR each time your limit has exceeded. Cards such as cash back credit cards and rewards credit cards can sometimes come with a high APR so it’s worth checking this before you commit.


As well as interest on cards, there may also be fees. Usually, if you pay the minimum charge and make your payment on time you won’t pay fees but you need to aware that most cards will charge you for late payments, cash withdrawals and for overspending. There can also be charges for using a card abroad, however, using travel credit cards can help to eliminate this as they usually allow you to use your card abroad without an additional fee.


Something that people sometimes forget to check when applying for a credit card is usability. You want to have a card that is accepted where you’re planning to use it. Mastercard and Visa are usually accepted in most places but American Express can sometimes be more limited.

Make Use Of Comparison Tools

One of the best ways to compare and find the top credit cards in 2021 is to make use of comparison tools online. You are able to search for the credit cards that suit your credit rating, gather an idea of your acceptance rate and compare all the features and rewards. There are many factors that you need to think about when choosing the right card for you. It is definitely an important decision and you should take your time to find the right one. Make sure you always choose a card that you can afford, you’re making payments on time, you are benefiting from all the features and the rewards.

Best Credit Cards From Chase in 2021

Chase Sapphire Preferred® – Awesome credit card with some amazing bonus offer potential, worth considering if you love to travel!
Chase Freedom Unlimited® – Searching for a cash back credit card, this card offers a stellar 1.5% cash back, a great card in your wallet for 2021!
Chase Slate® – Amazing card for consumers searching for a balance transfer promotion until 2021 at zero percent!

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Best Deals from Capital One in 2021

Capital One® Quicksilver® Cash Rewards Credit Card – A leading contender for the top cash back credit card for 2021! This card features 1.5% cash back and a great sign up bonus!
Capital One® Venture® Rewards Credit Card – This card is a must have if you love to travel, take advantage of some awesome perks and promotions including sign up bonus offers!
Capital One® Platinum Credit Card This is a great card for consumers who are looking for a card to help build credit and gain access to the Capital One network!

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Top Offers From American Express

Premier Rewards Gold Card from American Express – This card is loaded with Membership Rewards® Points and features awesome perks from AMEX, consider this card if your looking for a great rewards card this year.
Blue Cash Preferred® Card from American Express – Features include a great sign up bonus offer and rotating categories for cash back bonuses, an amazing card to consider for 2021
SimplyCash® Plus Business Credit Card from American Express – This card is a great choice if you own a small business, take advantage of select cash back promotions, top choice for best small business card of 2021!

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New Card Promotions from Bank of America

Bank of America® Cash Rewards Credit Card An awesome card with zero percent and a super choice if you want a balance transfer card that carriers cash rewards, this will be a top 5 card for 2021 with all card issuers!
Bank of America® Business Advantage Cash Rewards Mastercard® credit card – Small business owners will love this card, get a card that offers cash back with your everyday purchases and gain financial freedom for your business in 2021.
Bank of America® Premium Rewards® Credit Card A leading rewards and points credit card from Bank of America, this card makes a ton of sense in the points and perks card category!

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Top New Cards from Citi

Citi® Double Cash Card Cash back cards are super popular with consumers, and this top rated card from Citi allows you to double your cash back as you pay off your card balance!
Citi ThankYou® Preferred Card – Take advantage of zero percent for 15 months on balance transfers and purchases with this top-rated credit card from Citi, a great card that lets you accumulate points.
Citi ThankYou® Premier Card One of the best travel credit cards for 2021, this card offers an amazing triple points on travel expenses and is loaded with perks!

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The amount of amazing credit card deals for 2021 continues to grow as leading card providers including Wells Fargo, Barclay, HSBC and many others battle to bring on new customers. Finding the best card can be a bit overwhelming, but having a great credit score will help open up more options. We will be reviewing new card promotions every week, so stay tuned as we find new card promotions and offers for 2021 and beyond!

The Best Credit Cards of 2021 – Updated For January 2021

Reviews Updated January 1, 2021

Card Best for…
Chase Sapphire Preferred® Card Points & Rewards
Citi Simplicity ® Secured New Credit
Capital One® QuicksilverOne® Cash Rewards Credit Card Fair to Good Credit
Citi Simplicity ® Balance Transfer Balance Transfers
Bank of America Cash Rewards ® Cash Back
Capital One® Venture® Rewards Credit Card Hotel & Travel
Journey® from Capital One Students
Capital One® Quicksilver® Cash Rewards Credit Card 0% Interest
Ink Business Cash℠ Credit Card Small Business